Future Millionaire Playbook | Build Real Wealth on a Real Salary
For Ages 22-29

Stop Dreaming About Wealth.
Start Building It.

The complete system that transforms ordinary salaries into seven-figure portfolios. Built by a financial advisor with decades of experience creating actual millionaires from real starting points.

Based on real client success stories, not theory

Same Effort. $848,000 Different Outcome.

Sarah Starts at 22
$500/month for 45 years
$1,644,000
Total invested: $270,000
Michael Waits Until 32
$500/month for 35 years
$796,000
Total invested: $210,000

Sarah invested only $60,000 more but ended with $848,000 more. The difference? Ten years of compound interest—the most powerful force in wealth building.

Based on 7% average annual returns (conservative vs. historical S&P 500)

Raymond Sura, CRPC®, EA

Raymond Sura, CRPC®, EA

Chartered Retirement Planning Counselor • Enrolled Agent

Decades managing client wealth at Morgan Stanley, Bank of America, TD Wealth Management, LPL Financial, and Raymond James. Not an influencer who got lucky with crypto—a licensed professional who's watched thousands of clients build (and sometimes lose) real wealth.

Series 7, 24, 31, 66 Life & Variable Insurance Tax Practice Licensed

"A teacher earning $48K started at 26, saved 15% consistently, hit $2M by 55—never making more than $68K."

→ Consistency beats timing

"2008 crash: One client panic-sold at -40%. Another held. By 2020, the holder was up 180% from the low."

→ Behavior beats market timing

"One professional ignored employer matching for 5 years. Cost: $15,000+ in free money plus compound growth."

→ Capture free money immediately

Your 25-40 Years of Compound Growth Starts Now

Start at 25 with $400/month → $1,100,000 by 65
Start at 35 with $400/month → $470,000 by 65

Same effort. $630,000 different outcome.

For Parents

The best graduation gift isn't more money—it's the knowledge to multiply whatever head start you provide. This system gives your graduate the wealth-building framework most don't discover until 40.