Discover Your Money Personality

Your spending habits reveal more than just where your money goes—they show who you are with money. This 8-10 minute assessment uncovers your spending personality type and gives you personalized strategies to build wealth that works with your natural tendencies, not against them.

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Discover your unique spending personality and what it means for your wealth-building journey

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Question 1 of 11

You just got a $500 bonus at work. What's your first move?

A. Move it straight to savings or investments—future me will thank me

B. Treat myself to something nice, then save the rest

C. Plan a fun experience with friends or family

D. Whatever feels right in the moment—I'll figure it out

Question 2 of 11

How do you feel about budgeting?

A. Love it! I track every dollar and review my budget weekly

B. I have a general plan but keep it flexible

C. I budget for experiences and fun first, necessities second

D. Budgets feel too restrictive—I just try not to overspend

Question 3 of 11

Your friends invite you to a concert. Tickets are $150. You...

A. Check my budget first—if it fits, great; if not, I'll pass

B. Go if I can swing it—I'll just cut back somewhere else this month

C. Absolutely going! These memories are priceless

D. If it sounds fun in the moment, I'm in

Question 4 of 11

When shopping online, do you...

A. Add items to my cart, then wait 24 hours before buying

B. Buy if I've been wanting it for a while

C. Buy if it'll make my life more fun or interesting

D. See something I like, buy it—why wait?

Question 5 of 11

How often do you check your bank account?

A. Daily—I like knowing exactly where I stand

B. Weekly or when I get paid

C. When I need to make sure I can afford something fun

D. Only when I'm worried I might be low

Question 6 of 11

Someone mentions a new restaurant everyone's trying. You...

A. Check reviews and prices before deciding

B. Put it on my list for when I have room in my budget

C. Make a reservation ASAP—FOMO is real!

D. If I'm in the mood, I'll go check it out this week

Question 7 of 11

What's your approach to subscriptions (Netflix, Spotify, gym, etc.)?

A. I review them quarterly and cancel what I don't use

B. Keep the ones I use regularly, cancel the rest

C. I have several—they make life more enjoyable

D. Honestly not sure what I'm subscribed to

Question 8 of 11

You're planning a weekend trip. Your priority is...

A. Finding the best deals on flights and hotels

B. Balancing cost with quality—I want value

C. Making it memorable—I'll splurge on experiences

D. Going with the flow—I'll book whatever feels right

Question 9 of 11

When you think about retirement or long-term goals...

A. I'm already investing and have a detailed plan

B. I'm saving, but not as much as I probably should

C. I'll get there eventually—right now I'm living my best life

D. That's so far away—I'll worry about it later

Question 10 of 11

Your approach to credit cards is...

A. Pay off in full every month—I track rewards and optimize

B. Use them responsibly and pay off most of the balance

C. Use them for fun stuff, pay them off when I can

D. Sometimes I carry a balance longer than I'd like

Question 11 of 11

If you had to describe your money personality in one phrase...

A. "Every dollar has a job"

B. "Balance is key"

C. "You only live once"

D. "Go with the flow"

Your Spending Personality Results

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