đ° Pay Yourself First
Financial Reality Check Assessment
Think you're doing fine financially? Let's find out what your current money habits are actually costing you - and exactly how to fix it.
đ¨
Your Financial Mistakes
Discover the costly money habits you don't even realize you have
2-3 minutes
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đ¸
The True Cost
See exactly how much each mistake is costing you over your lifetime
Eye-opening
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âĄ
Your Fix-It Plan
Get specific actions to take this week, this month, and this year
Step-by-step
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đ Ready to Accelerate Your Wealth?
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đŧ First, let's talk about your income
$
Do you have any side income or other money coming in annually?
No side income
Just my main job
Just my main job
Under $6,000/year
Small side hustle or occasional income
Small side hustle or occasional income
$6,000+ per year
Significant side income or multiple streams
Significant side income or multiple streams
Question 1 of 5
đ° Now, about your savings habits
What happens to your money on payday?
I pay bills and spend, then save whatever's left
Usually not much left to save
Usually not much left to save
I manually move money to savings when I remember
Sometimes I forget or need the money back
Sometimes I forget or need the money back
I automatically save before I see the money
Savings happen first, spending comes second
Savings happen first, spending comes second
Where is most of your money sitting right now?
Checking account earning basically nothing
Easy access but no growth
Easy access but no growth
Regular savings account (under 2% interest)
Better than checking but still losing to inflation
Better than checking but still losing to inflation
High-yield savings or investments
Money is actually working for me
Money is actually working for me
Question 2 of 5
đĻ Let's check your retirement situation
What's your 401(k) or 403(b) situation?
No employer retirement plan
My employer doesn't offer one
My employer doesn't offer one
I have access but I'm not contributing
Haven't signed up yet or stopped contributing
Haven't signed up yet or stopped contributing
I contribute something but not the full match
Putting in a little but leaving free money on the table
Putting in a little but leaving free money on the table
I get the full employer match
Not leaving any free money behind
Not leaving any free money behind
I'm maxing it out or close to it
Contributing $23,000+ per year
Contributing $23,000+ per year
Do you have a Roth IRA?
No, I don't have one
Not sure what it is or haven't set one up
Not sure what it is or haven't set one up
I have one but rarely contribute
Opened it but don't consistently add money
Opened it but don't consistently add money
I contribute regularly
Adding money consistently, working toward the $7,000 limit
Adding money consistently, working toward the $7,000 limit
I max it out every year
Contributing the full $7,000 annually
Contributing the full $7,000 annually
Question 3 of 5
đĄī¸ What about your emergency fund?
If you lost your job tomorrow, how long could you survive on your savings?
Less than 1 month
I'd be in serious trouble immediately
I'd be in serious trouble immediately
1-2 months
Would need to find something fast
Would need to find something fast
3 months
Decent buffer but still stressful
Decent buffer but still stressful
6 months or more
I can sleep peacefully at night
I can sleep peacefully at night
Where is your emergency money kept?
I don't have a dedicated emergency fund
It's mixed in with my regular money
It's mixed in with my regular money
Regular savings account earning under 1%
Safe but losing money to inflation
Safe but losing money to inflation
High-yield savings account earning 4%+
Safe and actually growing
Safe and actually growing
Question 4 of 5
đ¯ Finally, your future goals
What's your biggest financial priority right now?
Paying off debt
Credit cards, student loans, etc.
Credit cards, student loans, etc.
Building an emergency fund
Need that financial security first
Need that financial security first
Saving for a house down payment
Want to buy in the next few years
Want to buy in the next few years
Building long-term wealth for retirement
Playing the long game
Playing the long game
Achieving financial independence ASAP
Want to retire early or have options
Want to retire early or have options
How do you currently handle investing beyond retirement accounts?
I don't invest outside of retirement accounts
Stocks seem scary or complicated
Stocks seem scary or complicated
I invest occasionally when I have extra money
No consistent plan or strategy
No consistent plan or strategy
I invest consistently in index funds or ETFs
I have a systematic approach
I have a systematic approach
I have a sophisticated investment strategy
Multiple accounts, tax optimization, etc.
Multiple accounts, tax optimization, etc.
Assessment Complete!
đ¨ Your Financial Reality Check
đ Ready to Accelerate Your Wealth?
Get personalized strategies and tools at
FutureMillionairePlaybook.com