Time Value of Money Calculator

Master the mathematics of wealth building and compound growth

Total Periods
0
Total Contributions
$0
Investment Growth
$0
Effective Annual Return
0%
Future Value
Monthly Payment
Interest Rate
Time Needed

Time Value Variables

Currently Solving For: Future Value
Enter your starting amount, monthly contributions, interest rate, and time period to calculate how much you'll have in the future.
years
months
years
You are currently 22 years and 0 months old. Investment period: 43 years (516 months).
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📊 Time Value of Money Formula
FV = PV × (1 + r)^n + PMT × (((1 + r)^n - 1) / r)
Where:
FV = Future Value | PV = Present Value
PMT = Monthly Payment | r = Monthly Interest Rate
n = Number of Periods (months)

Calculation Results

Financial Breakdown
Starting Amount: $0
Total Contributions: $0
Interest Earned: $0
Final Value: $0
📈 Growth Over Time
Year 5: $0
Year 10: $0
Year 15: $0
Year 20: $0
Year 25: $0
Final Year: $0
📚 From the Future Millionaire Playbook
"Understanding the time value of money is the foundation of all wealth building. Every dollar you invest today is worth exponentially more than a dollar you invest tomorrow. Time is your greatest asset—use it wisely."
Related Modules: Module 5 (Investment Foundations), Module 6 (Investment Action)